Diabetes care can be expensive, however the good news is there is a wide variety of public and private coverage options to help cover the cost. The main cost drivers are prescription drugs (like Ozempic or insulin), devices (like continuous glucose monitors and insulin pumps) and supplies (like test strips or skin treatments).
What you pay for all of these products comes down to four things: the province you live in, the public and private coverage available to you, the price of the product itself, and how often you need to replace or consume the product.
What you pay depends on your coverage.
Create your free accountFour things, in roughly the order they matter.
Every province runs its own coverage for diabetes devices. They differ on who qualifies, which devices are on the list, and how much of the cost they take on. Ontario’s drug plan, for example, covers the Dexcom G7 and FreeStyle Libre 3 Plus only for people on insulin, and some provinces charge an income-based co-payment for pumps and supplies. This is usually the largest single factor in what you pay, which is why the coverage section below routes you to your province rather than giving an average.
All provinces offer a provincial drug plan that covers prescription medication. Coverage comes down to your eligibility based on age, working status and other factors.
Most employer and individual plans offer coverage for diabetes supplies, typically as a percentage up to an annual maximum. Plans differ on whether they treat a CGM as a medical device or as a drug benefit, and that changes what is reimbursed. It is worth checking your plan booklet for the device by name rather than for “diabetes supplies” in general.
Sensors, pumps and the supplies that go with them sit at different price points, and the cheapest device to start with is not always the cheapest to run. A pump is a large one-time cost that provincial programs often cover for people who qualify, and its infusion sets and reservoirs are an ongoing monthly cost. A sensor has no upfront cost and a recurring one. The device sections below break each of these out.
This is the one people most often underestimate. A sensor worn for ten days and a sensor worn for fifteen produce different annual costs from the same list price. Most infusion sets are changed every two or three days, and that adds up the same way. When you are comparing options, compare what a year costs, not what one box costs.
Endor is an app that provides pharmacy services through licensed partner pharmacies.
The Endor app is free to download and use. We don’t charge anything above and beyond what you’d pay at a normal pharmacy, and often we end up charging less.
Our prescription drugs are billed at the standard markups allowable within your insurance plan. We work diligently to apply available coupons or copay plans to minimize your out-of-pocket costs.
Delivery is always free.
Prescription orders are charged the normal and customary dispensing fee in the province that our partner pharmacy operates in. This is typically $11 to $13.
Endor lists the Dexcom G7 at $91.50 per sensor. Each sensor is worn for 10 days plus a 12-hour grace period, so a month takes about three sensors, which comes to about $274.50 per month before any coverage or savings. With provincial or private coverage you pay a share of that, and some people pay nothing.
How many Dexcom G7 sensors do I need per month?
A Dexcom G7 sensor is worn for 10 days, with a 12-hour grace period after that, so a month works out to about three sensors.
Is the Dexcom G7 covered by OHIP?
Dexcom G7 sensors have been listed on the Ontario Drug Benefit formulary since July 31, 2025, for people on insulin therapy for diabetes. To qualify you need an Ontario health card, eligibility for the Ontario Drug Benefit (for example, age 65 and over, 24 and under without private insurance, or receiving Ontario Works or ODSP), and a prescription from a physician or nurse practitioner. The program covers up to 45 sensors a year, and a co-payment may apply. Separately, Ontario’s Assistive Devices Program covers real-time CGM supplies for people with type 1 diabetes who meet specific criteria, such as a recent severe low or being unable to recognize low blood sugar.
The full detail, including what to bring to your appointment, is on our Ontario CGM coverage page. Outside Ontario, coverage depends on your province. Find yours in Coverage by province below.
Endor lists the FreeStyle Libre 3 Plus at $120 per sensor. A sensor is worn for 15 days, so a month is two sensors, which comes to about $240 a month before any coverage. What you pay depends on your provincial program, your private plan, and what your pharmacy charges per sensor.
How many FreeStyle Libre 3 Plus sensors do I need per month?
A FreeStyle Libre 3 Plus sensor is worn for 15 days, so a month is two sensors. Longer wear time means fewer sensors a month, which is the main reason the running cost differs between sensors even when the per-sensor prices are close.
Is the FreeStyle Libre 3 Plus covered by OHIP?
FreeStyle Libre 3 Plus has been listed on the Ontario Drug Benefit formulary since November 28, 2025, for people on insulin therapy for diabetes.
The full detail is on our Ontario CGM coverage page. Outside Ontario, coverage depends on your province. Find yours in Coverage by province below.
What if my plan covers one sensor but not the other?
This is not typical, but it is worth checking before you choose. Some provincial programs and private plans list specific sensors rather than covering CGMs as a category. If your plan covers one and not the other, that difference usually outweighs any difference in list price. Your care team can confirm which is appropriate for you.
For people who qualify, provincial programs often cover most or all of the cost of the pump itself. The ongoing cost is supplies, meaning infusion sets and reservoirs or cartridges, which typically run $250 to $400 a month. What you pay out of pocket depends on your provincial program and your private plan.
Ontario’s Assistive Devices Program pays 100% of the approved price of a listed pump for people with type 1 diabetes who meet its medical criteria. It also gives a supply grant of $2,400 a year, paid to you in $600 instalments every three months. That works out to $200 a month, so with supplies at $250 to $400 a month, about $50 to $200 a month is left for you or your private plan to cover. As of July 1, 2026, these are the program’s approved pump prices:
These are the program’s approved prices, not a quote from any manufacturer. Coverage works differently in each province, and your provincial coverage page has what is covered where you live.
Coverage is the biggest factor in what you pay, and it is entirely province specific. Pick yours below.
Endor’s pharmacy partners can all bill private insurance plans across Canada, as well as the public drug programs in Ontario, Alberta and British Columbia. What can be direct billed depends on your plan’s coverage.
Pump supplies cannot be direct billed to the Assistive Devices Program, but if you have insulin pump supply coverage with your private benefits plan we may be able to bill it on your behalf.
Pump supplies can be billed direct to BC PharmaCare along with the rest of your prescriptions, as well as private insurance plans.
Pump supplies can be billed directly to IPTP via Alberta Blue Cross. Other prescription orders can be direct billed to both private and public plans.
Prescription orders and pump supplies can only be direct billed to private insurance plans.
If you have no coverage, or your coverage does not go far enough, there are three places to look before you assume you are paying full price.
Many drug and device makers offer patient assistance programs to help offset the out-of-pocket costs for their therapies. Get in touch with our pharmacy team so that we can conduct a detailed assessment of your specific needs.
For instance, Dexcom runs a savings program in Canada that takes up to 20% off the out-of-pocket cost of G7 sensors at any pharmacy, and it can be applied against an insurance copay, a deductible or a cash purchase. Details are at DexcomSavings.ca. Dexcom also offers eligible patients a one-time sample: a program card for one free G7 sensor, redeemed at a pharmacy, which then converts into the savings card. The savings card may not be combined with other offers. If a sensor fails early, Dexcom can issue a replacement voucher, and Endor can redeem it for a replacement sensor delivered to your home.
Some provincial support is not automatic and is not always mentioned at diagnosis. Your provincial coverage page lists what exists where you live.
If you are in Ontario, you can spread the cost of pump supply orders with flexible payment options.
How flexible payments work →What if I have no coverage at all?
You pay the full cost of your sensors or pump supplies. What that comes to depends on how much you use in a month and where your prescription is filled. Before assuming you are paying full price, check the two things in the help section above. Manufacturer assistance programs and provincial support both exist, and neither is automatic.
How do I get it covered?
Coverage usually starts with your care team. In most provinces you need a prescription and documentation that you meet the program’s criteria, then the claim goes through either the provincial program or your private plan.
If you are already using a device and switching, the process is usually shorter. Your provincial coverage page has the specifics.
Does Endor charge a membership or subscription?
No. The Endor app is free to download and use, with no membership or subscription.
Endor is an app that provides pharmacy services through licensed partner pharmacies, for people managing diabetes in Canada. Wherever you are in working this out, there is a next step that fits.
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